{"id":684,"date":"2025-06-18T15:42:24","date_gmt":"2025-06-18T13:42:24","guid":{"rendered":"https:\/\/www.youthfulproject.com\/?p=684"},"modified":"2025-06-25T22:47:22","modified_gmt":"2025-06-25T20:47:22","slug":"banques","status":"publish","type":"post","link":"https:\/\/www.youthfulproject.com\/?p=684","title":{"rendered":"Banques"},"content":{"rendered":"\n<h5 class=\"wp-block-heading\"><strong>Informations :&nbsp;<\/strong><\/h5>\n\n\n\n<p>Sans surprise, le moyen de paiement le plus utilis\u00e9 en France est la carte bancaire. Tu peux \u00e9videmment utiliser la carte de ton pays si tu as une option international te permettant de ne pas payer de frais. Mais si tu as besoin d\u2019ouvrir un compte bancaire fran\u00e7ais, voici quelques informations importantes.&nbsp;<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Expressions :&nbsp;<\/strong><\/h5>\n\n\n\n<p>En France, on utilise les initiales \u201cCB\u201d pour la carte bancaire, parfois aussi appel\u00e9e \u201ccarte bleue\u201d.&nbsp;<\/p>\n\n\n\n<p>Pour le cash, on utilise beaucoup les mots \u201cesp\u00e8ces\u201d, \u201cliquide\u201d ou \u201cmonnaie\u201d.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Les banques classiques :&nbsp;<\/strong><\/h5>\n\n\n\n<p>Il y a de nombreuses banques en France, et chacune propose diff\u00e9rents services. Si tu souhaites les comparer, il existe m\u00eame un site cr\u00e9\u00e9 par le gouvernement sp\u00e9cialement pour \u00e7a : <a href=\"https:\/\/www.tarifs-bancaires.gouv.fr\/\">https:\/\/www.tarifs-bancaires.gouv.fr\/<\/a>.&nbsp;<\/p>\n\n\n\n<p>Le fonctionnement habituel est de demander un RDV directement dans l\u2019Agence bancaire pour ouvrir ton compte ; pense bien \u00e0 demander la liste des documents avant le RDV.&nbsp;<\/p>\n\n\n\n<p>Les banques les plus utilis\u00e9es par les habitant\u00b7es de Marseille dans notre questionnaire sont les suivantes :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cr\u00e9dit Agricole<\/li>\n\n\n\n<li>La Banque Postale<\/li>\n\n\n\n<li>LCL<\/li>\n\n\n\n<li>Caisse d\u2019Epargne<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Les banques en ligne et n\u00e9obanques :&nbsp;<\/strong><\/h5>\n\n\n\n<p>La plupart des banques proposent aussi des comptes totalement en ligne, n\u2019h\u00e9site pas \u00e0 leur demander ; Cela n\u00e9cessitera moins de documents.&nbsp;<\/p>\n\n\n\n<p>Si tu viens d\u2019arriver et que tu as besoin d\u2019un compte bancaire fran\u00e7ais au plus vite, tu peux ouvrir un compte \u201cNickel\u201d en 5 minutes dans un bureau de tabac : <a href=\"https:\/\/nickel.eu\/fr\">https:\/\/nickel.eu\/fr<\/a>.&nbsp;<\/p>\n\n\n\n<p>Les autres banques en ligne recens\u00e9es dans notre \u00e9tude sont&nbsp; :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Revolut<\/li>\n\n\n\n<li>Boursobank<\/li>\n\n\n\n<li>N26<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>Autres bons plans :&nbsp;<\/strong><\/h5>\n\n\n\n<p>Si tu es \u00e9tudiant\u00b7e, certaines banques proposent des offres sp\u00e9cifiques et t\u2019offrent m\u00eame de l\u2019argent \u00e0 l\u2019ouverture du compte.&nbsp;<\/p>\n\n\n\n<p>Attention, lorsque tu signes un contrat dans une banque, fais bien attention aux co\u00fbts cach\u00e9s et aux co\u00fbts annuels, n\u2019h\u00e9site pas \u00e0 demander un r\u00e9capitulatif pr\u00e9cis \u00e0 ta banque.&nbsp;<\/p>\n\n\n\n<h5 class=\"wp-block-heading\"><strong>\u00c9thique des banques :&nbsp;<\/strong><\/h5>\n\n\n\n<p>Info : Si tu veux aller plus loin, tu peux t\u2019informer sur l\u2019\u00e9thique des diff\u00e9rentes banques en France (comment est utilis\u00e9 l\u2019argent que tu d\u00e9poses chez elles). Il existe des vid\u00e9os youtube ou des sites web qui peuvent t\u2019aider : <a href=\"https:\/\/www.youtube.com\/watch?v=zqEnCRy4xCc\">https:\/\/www.youtube.com\/watch?v=zqEnCRy4xCc<\/a><\/p>\n\n\n\n<p style=\"font-size:7px\">Cr\u00e9dit photo en-t\u00eate : St\u00e9phane Pachot<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sans surprise, le moyen de paiement le plus utilis\u00e9 en France est la carte bancaire. Tu peux \u00e9videmment utiliser la carte de ton pays si tu as une option international te permettant de ne pas payer de frais. Mais si tu as besoin d\u2019ouvrir un compte bancaire fran\u00e7ais, voici quelques informations importantes.<\/p>\n","protected":false},"author":1,"featured_media":735,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-684","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-marseille-sorganiser"],"rttpg_featured_image_url":{"full":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-scaled.jpg",2560,1707,false],"landscape":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-scaled.jpg",2560,1707,false],"portraits":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-scaled.jpg",2560,1707,false],"thumbnail":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-150x150.jpg",150,150,true],"medium":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-300x200.jpg",300,200,true],"large":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-3200x2134.jpg",1290,860,true],"1536x1536":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-1536x1024.jpg",1536,1024,true],"2048x2048":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-2048x1366.jpg",2048,1366,true],"rt_custom":["https:\/\/www.youthfulproject.com\/wp-content\/uploads\/2025\/06\/IMG_6181-scaled.jpg",2560,1707,false]},"rttpg_author":{"display_name":"adminYouth","author_link":"https:\/\/www.youthfulproject.com\/?author=1"},"rttpg_comment":0,"rttpg_category":"<a href=\"https:\/\/www.youthfulproject.com\/?cat=22\" rel=\"category\">S'organiser<\/a>","rttpg_excerpt":"Sans surprise, le moyen de paiement le plus utilis\u00e9 en France est la carte bancaire. Tu peux \u00e9videmment utiliser la carte de ton pays si tu as une option international te permettant de ne pas payer de frais. Mais si tu as besoin d\u2019ouvrir un compte bancaire fran\u00e7ais, voici quelques informations importantes.","_links":{"self":[{"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/posts\/684","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=684"}],"version-history":[{"count":2,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/posts\/684\/revisions"}],"predecessor-version":[{"id":744,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/posts\/684\/revisions\/744"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=\/wp\/v2\/media\/735"}],"wp:attachment":[{"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=684"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=684"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.youthfulproject.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=684"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}